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Buying in New York City? First, Get Pre-Approved for a Mortgage – New York home sellers have hordes of buyers to choose from-so why should they give their sweet apartment or house to little ol’ you? Here’s one major way to get the edge you need in this competitive.
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We are pre-qualified for a home loan, can anything keep us. – Best Answer: I am a mortgage consultant and all ‘pre-qualified’ means is, based on the information you have provided, you are eligible for a loan. There are about 12-15 different factors that effect you loan options ie credit scores, income, and very few people that are pre-approved are denied.
Does Getting Prequalified for a Mortgage Affect Your Credit. – Once you've decided it's time to buy a house, speak with a loan officer about prequalification. Through this short process, the loan officer asks you general.
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Know This Before Getting Pre-approved for a Mortgage. – A mortgage preapproval is a conditional green light from a mortgage lender that you’re eligible to borrow a certain amount of money for a home purchase. Lenders share this information in writing, so you’ll often hear this referred to as a "preapproval letter."