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Online Mortgage Pre-approval Process Checklist. – Pre-qualifications are typically handled online or by phone, with the lender or mortgage broker relying on the numbers you provide regarding your financial status. Consequently, a pre-qualification is only as good as the information you give the lender, and holds little or no weight with a seller or real estate agent.
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How to Obtain a Mortgage Pre-Approval – The Step by Step. – A mortgage pre-qualification is usually free and can be done online. There are plenty of resources that can help you decide where to get a mortgage pre-qualification and the questions you should ask your lender.