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Compare The Best 2 Year Fixed Rate Mortgage Deals – Compare 2 Year Fixed Rate Mortgages. What is a two-year fixed rate mortgage? A two year fixed rate mortgage is, simply, a mortgage that keeps the same interest rate for the first two years that you have it, no matter how much the lender raises or lowers its rates of interest. After the initial.
Rates: Get a list of current mortgage rates from each lender and/or broker. Ask if it’s the lowest rate for that day or week. Find out if it’s fixed or adjustable (the interest rate on an adjustable mortgage can rise over time). Also, ask the mortgage lender about the annual percentage rate (APR). This is a more accurate way to compare.
Mortgage Rate Compare Calculator | Mortgages | BMO – The interest rate for a fixed rate mortgage is calculated half-yearly, not in advance. The interest rate for a variable rate mortgage is calculated monthly, not in advance. The 3-year variable rate (open) term is equal to our Prime Rate + 1.20%, the 5-year variable posted rate (closed) term is equal to our Prime Rate + 0.15%.
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