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3 Best Providers of Home Equity Loans for Bad Credit – These options include both home equity loans and credit lines, as well as cash-out refinance loans. A traditional home equity loan is a one-time loan that uses your home’s equity as collateral. A home equity line of credit (HELOC) also uses your equity as collateral, but credit lines can be used over and over again.
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Auto Equity Loan – Negative payment history may also be reported to the credit bureaus and lower your credit score. Alternatives to Auto Equity Loans: Before you take out an auto equity loan, you should consider other options for raising the funds that you need. The following are a few examples to get you started: